Is AD&D insurance necessary?

If your life insurance policy offers adequate coverage for you in the case of death or accidental dismemberment, AD&D may be an unnecessary additional cost. If you’re in a high-risk profession however, it may be worth consideration. 02-Sept-2022

https://www.bankrate.com/insurance/life-insurance/accidental-death-and-dismemberment/#:~:text=If%20your%20life%20insurance%20policy,it%20may%20be%20worth%20consideration.