What are the 3 types of beneficiaries? March 2, 2023 by purainformaci Your beneficiary can be a person, a charity, a trust, or your estate. https://www.securian.com/insights-tools/articles/naming-a-life-insurance-beneficiary.html#:~:text=Your%20beneficiary%20can%20be%20a,a%20trust%2C%20or%20your%20estate.