What is included in basic travel insurance?

Baggage loss/theft. Personal accident insurance. Trip cancellation/curtailment. Wrongful detention and personal loss of money or passport.

https://www.absa.co.za/personal/insure/my-travel/explore/#:~:text=Legal%20expenses-,Baggage%20loss%2Ftheft,loss%20of%20money%20or%20passport