What is income without working called?

Passive income is earned with little or no effort, and individuals and companies often make it regularly, such as an investment or peer-to-peer (P2P) lending. The Internal Revenue Service (IRS) distinguishes it from earned income as money earned from an entity with which you have no direct involvement.
https://www.investopedia.com/ask/answers/040615/what-difference-between-residual-income-and-passive-income.asp#:~:text=Passive%20income%20is%20earned%20with,you%20have%20no%20direct%20involvement.

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